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Mini-Application
Our Team Approach

MINI APPLICATION FORM

First name:   Last name:
Email address:      
Address:   City:
State:   Zip:
Home Phone:   Day Phone:
Requested loan amount:   Loan purpose:
Please estimate the current value of the property you would like to refinance.   What is the type of property you are interested in buying or refinancing?
 
     
Please estimate the balance of your mortgage(s). If you have a second mortgage then add both to the amount.   Please estimate your credit rating by choosing one of the options below.
 
     
What is your current interest rate on your first mortgage?   What state is your property located in?
 
     
How did you Hear about TheHousePayment.com?
     



From the moment you complete a mini application work is being done on your behalf. Your mortgage will go through a simple 7-stage process to find the best mortgage program available for you. Many professionals will be working on your loan, but you will only have one mortgage consultant as your personal contact person.

STAGE 1:
Two mortgage professionals will review your proposed mortgage situation to determine whether a new mortgage will benefit you

STAGE 2:
A mortgage professional will call you to further evaluate your financial objectives. Then we will proceed to get more information to allow us to check your credit. Take comfort in knowing that your credit report will never be pulled unless we have spoken to you first.

STAGE 3:
3 Mortgage professionals will double check to insure that we should pull your credit report.

STAGE 4:
A committee will meet to identify the best programs for you. At this point a plan of action is designed to start your loan process.

STAGE 5:
We will contact you and explain your options. At this point we either set up a face to face appointment or gather more loan application information over the phone.

STAGE 6:
Your documents will be prepared by the processing staff. Included will be a checklist of items for you to gather.

STAGE 7:
The processing staff will place your loan in a streamlined processing system to close your loan quickly.


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CORPORATE OFFICE: 2840 E Grand River Ave., Suite 5, East Lansing, MI 48823
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